/* ==========================================================================
   ReadyCardCheck — style.css
   Professional financial theme: dark teal/slate + white
   ========================================================================== */

:root {
  --teal-900: #0f2b33;
  --teal-800: #123c47;
  --teal-700: #155e6b;
  --teal-600: #0e7c8b;
  --teal-500: #12a3b4;
  --accent: #14b8a6;
  --accent-dark: #0d9488;
  --slate-900: #0f172a;
  --slate-700: #334155;
  --slate-600: #475569;
  --slate-500: #64748b;
  --slate-300: #cbd5e1;
  --slate-200: #e2e8f0;
  --slate-100: #f1f5f9;
  --slate-50: #f8fafc;
  --white: #ffffff;
  --green: #16a34a;
  --shadow-sm: 0 1px 2px rgba(15, 23, 42, .06);
  --shadow: 0 4px 16px rgba(15, 23, 42, .08);
  --shadow-lg: 0 12px 32px rgba(15, 23, 42, .12);
  --radius: 12px;
  --radius-sm: 8px;
  --maxw: 1140px;
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    Helvetica, Arial, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--font);
  color: var(--slate-700);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--teal-600); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3, h4 {
  color: var(--slate-900);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h1 { font-size: 2.4rem; }
h2 { font-size: 1.7rem; margin-bottom: .75rem; }
h3 { font-size: 1.2rem; margin-bottom: .5rem; }

p { margin-bottom: 1rem; }

.container {
  width: 100%;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 20px;
}

.section { padding: 64px 0; }
.section-alt { background: var(--slate-50); }
.section-lead {
  max-width: 720px;
  margin: 0 auto 2.5rem;
  text-align: center;
  color: var(--slate-600);
}
.text-center { text-align: center; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  font-weight: 600;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  font-size: 1rem;
  transition: background .15s ease, transform .15s ease;
  text-align: center;
}
.btn:hover { background: var(--accent-dark); text-decoration: none; transform: translateY(-1px); }
.btn-block { display: block; width: 100%; }
.btn-outline {
  background: transparent;
  border: 2px solid #fff;
  color: #fff;
}
.btn-outline:hover { background: rgba(255,255,255,.12); }

/* ---------- Header / Nav ---------- */
.site-header {
  background: var(--teal-900);
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: var(--shadow-sm);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-weight: 800;
  font-size: 1.25rem;
  letter-spacing: -0.02em;
}
.logo:hover { text-decoration: none; }
.logo svg { flex-shrink: 0; }
.logo .brand-accent { color: var(--accent); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-links a {
  color: var(--slate-200);
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  font-size: .95rem;
  font-weight: 500;
  transition: background .15s, color .15s;
}
.nav-links a:hover,
.nav-links a.active {
  color: #fff;
  background: rgba(255,255,255,.10);
  text-decoration: none;
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #fff;
  border-radius: 2px;
  transition: .2s;
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(160deg, var(--teal-900) 0%, var(--teal-700) 100%);
  color: #fff;
  padding: 72px 0 80px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.hero h1 { color: #fff; font-size: 2.8rem; margin-bottom: 1rem; }
.hero p.lead {
  font-size: 1.2rem;
  color: var(--slate-200);
  margin-bottom: 1.75rem;
  max-width: 560px;
}
.hero .badges {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 1.5rem;
}
.hero .badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,.10);
  border: 1px solid rgba(255,255,255,.18);
  padding: 8px 14px;
  border-radius: 999px;
  font-size: .9rem;
  color: #fff;
}

/* ---------- Balance form card ---------- */
.balance-card {
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 28px;
  color: var(--slate-700);
}
.balance-card h2 {
  font-size: 1.25rem;
  margin-bottom: .35rem;
  color: var(--slate-900);
}
.balance-card .sub { font-size: .9rem; color: var(--slate-500); margin-bottom: 1.25rem; }

.form-group { margin-bottom: 16px; }
.form-row { display: flex; gap: 14px; }
.form-row .form-group { flex: 1; }
label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--slate-700);
  margin-bottom: 6px;
}
input, textarea, select {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--radius-sm);
  font-size: 1rem;
  font-family: inherit;
  color: var(--slate-900);
  background: #fff;
  transition: border-color .15s, box-shadow .15s;
}
input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(20,184,166,.15);
}
textarea { resize: vertical; min-height: 140px; }
.form-note {
  font-size: .8rem;
  color: var(--slate-500);
  margin-top: 12px;
  display: flex;
  align-items: flex-start;
  gap: 6px;
}
.form-result {
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  background: var(--slate-100);
  color: var(--slate-700);
  font-size: .9rem;
  display: none;
}
.form-result.show { display: block; }

/* ---------- Feature cards ---------- */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.card {
  background: #fff;
  border: 1px solid var(--slate-200);
  border-radius: var(--radius);
  padding: 28px 24px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow .2s, transform .2s;
}
.card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.card .icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(20,184,166,.12);
  color: var(--accent-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

/* ---------- Steps ---------- */
.steps { display: grid; gap: 20px; }
.step {
  background: #fff;
  border: 1px solid var(--slate-200);
  border-left: 4px solid var(--accent);
  border-radius: var(--radius);
  padding: 24px 26px;
  box-shadow: var(--shadow-sm);
}
.step-head { display: flex; align-items: center; gap: 14px; margin-bottom: .5rem; }
.step-num {
  flex-shrink: 0;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--teal-900);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
}
.step-head h2 { margin: 0; font-size: 1.35rem; }
.step ol, .step ul { margin: .5rem 0 .25rem 1.25rem; }
.step li { margin-bottom: .4rem; }

/* ---------- Prose / content pages ---------- */
.prose { max-width: 820px; margin: 0 auto; }
.prose h2 { margin-top: 2.25rem; }
.prose h3 { margin-top: 1.5rem; }
.prose ul, .prose ol { margin: 0 0 1rem 1.4rem; }
.prose li { margin-bottom: .5rem; }
.prose .callout {
  background: var(--slate-50);
  border: 1px solid var(--slate-200);
  border-left: 4px solid var(--accent);
  padding: 16px 20px;
  border-radius: var(--radius-sm);
  margin: 1.5rem 0;
}

/* ---------- FAQ / details ---------- */
.faq-cat { margin-bottom: 2.5rem; }
.faq-cat h2 { margin-bottom: 1rem; }
details.faq {
  background: #fff;
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
  overflow: hidden;
}
details.faq summary {
  cursor: pointer;
  padding: 16px 46px 16px 20px;
  font-weight: 600;
  color: var(--slate-900);
  list-style: none;
  position: relative;
  transition: background .15s;
}
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::after {
  content: "+";
  position: absolute;
  right: 20px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.4rem;
  font-weight: 400;
  color: var(--accent);
  transition: transform .2s;
}
details.faq[open] summary::after { content: "\2013"; }
details.faq summary:hover { background: var(--slate-50); }
details.faq .faq-body { padding: 0 20px 18px; color: var(--slate-600); }

/* ---------- Breadcrumb ---------- */
.breadcrumb-wrap { background: var(--slate-50); border-bottom: 1px solid var(--slate-200); }
.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
  padding: 12px 0;
  font-size: .85rem;
  color: var(--slate-500);
  list-style: none;
}
.breadcrumb li { display: flex; align-items: center; gap: 8px; }
.breadcrumb li:not(:last-child)::after { content: "\203A"; color: var(--slate-300); }
.breadcrumb a { color: var(--teal-600); }
.breadcrumb span[aria-current] { color: var(--slate-700); font-weight: 500; }

/* ---------- Page hero (inner pages) ---------- */
.page-hero {
  background: linear-gradient(160deg, var(--teal-900) 0%, var(--teal-700) 100%);
  color: #fff;
  padding: 52px 0;
}
.page-hero h1 { color: #fff; margin-bottom: .5rem; }
.page-hero p { color: var(--slate-200); max-width: 700px; margin: 0; }

/* ---------- CTA band ---------- */
.cta-band {
  background: var(--teal-800);
  color: #fff;
  text-align: center;
  padding: 56px 0;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: var(--slate-200); max-width: 620px; margin: 0 auto 1.5rem; }

/* ---------- Contact layout ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
}
.info-list { list-style: none; }
.info-list li {
  display: flex;
  gap: 14px;
  padding: 16px 0;
  border-bottom: 1px solid var(--slate-200);
}
.info-list .icon {
  flex-shrink: 0;
  color: var(--accent-dark);
}
.info-list strong { display: block; color: var(--slate-900); }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--teal-900);
  color: var(--slate-300);
  padding: 52px 0 28px;
  font-size: .92rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 32px;
}
.footer-grid h4 { color: #fff; font-size: 1rem; margin-bottom: 14px; }
.footer-grid ul { list-style: none; }
.footer-grid li { margin-bottom: 9px; }
.footer-grid a { color: var(--slate-300); }
.footer-grid a:hover { color: #fff; }
.footer-brand .logo { margin-bottom: 12px; }
.footer-brand p { color: var(--slate-300); max-width: 340px; font-size: .9rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 22px;
  font-size: .82rem;
  color: var(--slate-500);
}
.footer-bottom .disclaimer { margin-bottom: 10px; line-height: 1.6; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 36px; }
  .hero h1 { font-size: 2.2rem; }
  .contact-grid { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 680px) {
  body { font-size: 16px; }
  h1 { font-size: 2rem; }
  .hero h1 { font-size: 1.9rem; }
  .section { padding: 48px 0; }
  .nav-toggle { display: flex; }
  .nav-links {
    position: absolute;
    top: 68px; left: 0; right: 0;
    background: var(--teal-800);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 0;
    box-shadow: var(--shadow);
    display: none;
  }
  .nav-links.open { display: flex; }
  .nav-links a { border-radius: 0; padding: 12px 20px; }
  .grid-3 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { flex-direction: column; gap: 0; }
  .step-head h2 { font-size: 1.15rem; }
}